{"id":10928,"date":"2020-04-03T00:10:20","date_gmt":"2020-04-03T00:10:20","guid":{"rendered":"https:\/\/grillo.ca\/?p=10928"},"modified":"2023-04-06T17:41:08","modified_gmt":"2023-04-06T21:41:08","slug":"what-type-of-disability-benefit-plan-or-program-do-you-qualify-for-2","status":"publish","type":"post","link":"https:\/\/grillo.ca\/zh-hans\/what-type-of-disability-benefit-plan-or-program-do-you-qualify-for-2\/","title":{"rendered":"What type of disability benefit plan or program do you qualify for?"},"content":{"rendered":"<p class=\"teaser\">After surviving an accident or injury, the condition can make it impossible for you to work. If this is the case, you may be entitled to <a title=\"Short Term \u2013 Long Term Disability Lawyers\" href=\"https:\/\/grillo.ca\/zh-hans\/%E7%9F%AD%E6%9C%9F%E5%92%8C%E9%95%BF%E6%9C%9F%E6%AE%8B%E7%96%BE\">disability benefits<\/a>. <strong>There are different kinds of benefits that you may qualify for depending on the circumstances of your case.<\/strong> It\u2019s important to understand the common sources of disability income that you may qualify for.<\/p>\n<h2><img loading=\"lazy\" class=\"alignright size-full wp-image-9413\" src=\"https:\/\/grillo.ca\/wp-content\/uploads\/2020\/04\/What-type-of-disability-benefit-plan-or-program-do-you-qualify-for.jpg\" width=\"600\" height=\"315\" \/><br \/>\nSick pay from an employer<\/h2>\n<p>Your employer may offer you sick pay as a workplace benefit but this is usually limited to a short period of time. If you qualify for sick pay, this is the first benefit you should apply for when you have been injured and unable to work.<\/p>\n<h2>Short-term disability benefits<\/h2>\n<p>Another workplace benefit offered by many employers is income for the next 1-3 months after an injury. However, the length of time that one qualifies for short-term disability benefits varies from employer to employer and it\u2019s not offered by every organization.<\/p>\n<h2>Employment insurance sickness benefits<\/h2>\n<p>This is also offered by most employers as a workplace benefit in order to provide a temporary source of income for eligible workers for up to 15 weeks. To qualify for these benefits, your income after the injury must have reduced to 40%. You must also have earned 600 hours of insurable employment to qualify for these benefits.<\/p>\n<h2>Long-term disability benefits<\/h2>\n<p>If the disability will impact on your ability to work for several years, you may qualify for long-term disability benefits. These benefits are usually paid until the injured person reaches age 65. To be eligible, you must have a valid insurance policy or disability plan. Long-term disability benefits may be offered by your workplace group disability insurance. Your employer or union may also provide this policy as part of the workplace benefits. In other cases, individuals buy a disability insurance policy and pay for the premiums on their own.<\/p>\n<h2>Canada pension plan disability<\/h2>\n<p>Canadian workers who are under the age of 65 may be eligible for disability benefits as part of the Canada Pension Plan. If you have been making recent contributions to the Canada Pension Plan, you can receive benefits if you have been continuously disabled and off work for more than 4 months.<\/p>\n<h2>Disability tax credits<\/h2>\n<p>Disabled persons also get another benefit of a reduction in taxes because of the disability tax credits. This allows them to get a tax credit that reduces the amount of their income that is taxed. This also applies to family members who are supporting individuals living with a disability.<\/p>\n<h2>Workers compensation benefits<\/h2>\n<p>The law requires that most businesses in Canada enroll in a worker\u2019s compensation program. For someone to be eligible for workers&#8217; compensation benefits your employer must have been enrolled in this program and the injury sustained must be work-related.<\/p>\n<p>Income Support Programs: Canadian provinces also have their own disability income programs for their residents. These are usually the last resort when an individual doesn\u2019t qualify for any other form of disability income.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>After surviving an accident or injury, the condition can make it impossible for you to work. If this is the case, you may be entitled to disability benefits.<\/p>\n","protected":false},"author":10,"featured_media":10905,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_mbp_gutenberg_autopost":false,"_pgmb_is_evergreen":false,"_pgmb_ap_template_id":0},"categories":[125],"tags":[],"yoast_head":"\n<title>What type of disability benefit plan or program do you qualify for? - Grillo Law Personal Injury Lawyers<\/title>\n<meta name=\"description\" content=\"After surviving an accident or injury, the condition can make it impossible for you to work. 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