Car Accident Lawyers Toronto

Serious lawyers for serious car accidents

Call: +1 855-225-5725


    You will not pay any fees until your case is won or settled.


    A motor vehicle accident can be a very traumatic and life changing experience for you and your family. It is imperative that you know and fully understand your legal rights to obtain compensation. As a result of a CAR accident you may have two potential claims.

    Car Accident Lawyers Toronto

    When it comes to filing a personal injury claim related to a vehicle accident, experience matters. A professional and experienced car accident lawyer in Toronto can offer the proficiency and legal representation you need to navigate this process. The lawyer will act as your advocate, protecting your interests and fighting for your right to fair financial compensation.

    Being involved in an accident, such as a vehicle accident, is often a harrowing experience. The moments after the incident can be a blur of injury and pain, ruled by overwhelming emotions such as frustration, fear, and anger. Also, everything that should be done in the wake of a car accident – like trading insurance information and speaking to the police – is hard.

    In situations like these, it’s easy to miss crucial information that could support your personal injury claim. So, you need an experienced lawyer by your side to gather the facts and crucial pieces of evidence to support your case. An experienced car accident lawyer will ensure your rights are protected and you are treated fairly by the insurance providers and courts.

    Motor Vehicle Accident Statistics in Toronto

    Car accidents and related fatalities in Toronto have increased significantly over the past few years. While the number of severe injuries has declined, Ontario Provincial Police (OPP) from 2018 shows that car accident fatalities increased by 3.6% (from 1,856 to 1,922) compared to the previous year. Severe injuries declined by 6.1% (from 10,107 to 9,494) within the same period.

    Fast-forward to 2023, OPP reports show that 88 pedestrians were involved in accidents within the first 20 days of 2023. This is considered a 20% increase compared to the previous year. Some reports show that 359 people died in vehicle crashes across Ontario in 2022 – OPP described it as a 10-year high.

    Yearly Trends and Insights

    In 2022, Ontario roads were less safe compared to 2021. There was an 11% increase in vehicle accident deaths – 359 car accident fatalities were reported in 2022, while 315 fatalities were reported in 2021. Similarly, vehicle crashes across the province increased by 20% – from 60,659 reported in 2021 to 74,172 collisions reported in 2022.

    According to the OPP, the main culprit in these fatalities is the failure to wear seat belts, which is considered a concerning trend. There were 30% more seatbelt-related deaths in 2022 compared to cases reported in 2021. It’s crucial to note that speeding was a factor in 85 deaths reported in 2022 – up from 81 fatalities reported in 2021.

    The Need for Legal Guidance in Car Accident Cases

    Filing a car accident claim and getting fair compensation often comes down to the accuracy of the information you can collect to support your case. Considering the increasing complexity of the personal injury claim process, you need legal guidance to get the amount of compensation you are legally entitled to.

    Similarly, it’s easy to miss or overlook crucial information, especially in the wake of a devastating car crash. An accident lawyer is invaluable when it comes to gathering information to build a solid case. So, when you want the facts in your favour to prevail, turn to an experienced lawyer to gather evidence and build a solid claim.

    Navigating Insurance and Legalities

    Having an experienced vehicle accident lawyer ensures effective correspondence and interactions with the insurers – navigating insurance and legalities becomes much easier. This is particularly important when the insurance company hires competent lawyers to fight your claim.

    Why You Need a Car Accident Lawyer in Toronto

    Navigating Legal Complexities

    Car accident lawyers are trained to fight for your rights during settlement negotiations and in court (if your injury claim goes to trial). They can also defend your rights when you need help defending against your insurer. This happens when your insurer tries to dispute or invalidate your claim. An experienced lawyer can go to great lengths to maximize your compensation.

    Generally, Ontario law provides for a compensation system that offers a safety net for victims of a serious car accident and other accident types. Known as the Statutory Accident Benefits Schedule, this system ensures you are entitled to financial support if you are injured in an accident – whether you are at fault or not.

    SABS applies to everyone injured in Toronto and the entire Ontario province. Your lawyer understands this law and can help you get the amount of compensation you are entitled to.

    Dealing with Your Own Insurance Company

    In the wake of a car accident, it’s never a good idea to deal with your insurer without consulting an accident lawyer beforehand. Whether you are to blame for the incident and are dealing with your insurer or the other party’s insurance provider, consult a lawyer first. Remember, it’s in the insurer’s vested interest to offer you the lowest possible compensation – simply as their standard operating procedure.

    Typically, personal injury victims don’t have experience with the legal claim process and don’t know how to get fair financial compensation. Some of them are concerned about court processes and fearful about testifying in a court. Thus, they prefer settling their claims directly with the insurer. However, doing so without the help of an experienced lawyer could result in unfair compensation or no compensation at all.

    Having a car accident lawyer in your corner makes it possible to gather the right facts, keep a detailed record, and negotiate a reasonable settlement offer. If your claim goes to trial, your lawyer can still fight for your rights and avoid pitfalls that could derail your claim.

    Ensuring Fair Compensation

    It’s worth noting that insurance providers are in the business of making money and not paying out personal injury claims. So they are likely to lowball your claim with the first settlement offer, hoping you will accept it. You are under no obligation to accept an unreasonable settlement offer from an insurance company. Consult an experienced car accident lawyer to ensure you get the amount of compensation you are entitled to.

    Types of Motor Vehicle Accidents

    Car Accidents

    These are common occurrences on Toronto’s roads, affecting countless individuals and families every year. The injuries associated with these accidents are devastating – one moment, you could be enjoying a successful career and the next minute, you are fighting for your life in the ER after a car accident.

    The causes of car accidents in Toronto vary widely. However, some common accident causes include distracted driving (especially with the rise of smartphone use), driving under the influence of alcohol or drugs, speeding, running red lights or stop signs, and hazardous road conditions. Poor weather conditions, such as icy roads in winter or heavy rainfall, also contribute to car accidents significantly.

    Other Types of Motor Vehicle Accidents

    Beyond typical car collisions, Toronto witnesses other kinds of motor vehicle accidents. Large commercial trucks can cause devastating damage due to their size and weight. Accidents involving these vehicles often result in severe injuries and complexities regarding liability. Motorcycle accidents, on the other hand, frequently lead to significant harm to riders due to their lack of protective enclosures.

    Further, collisions between vehicles and pedestrians can have devastating consequences, with pedestrians bearing the brunt of the impact of the accident. So, it’s crucial to exercise caution when driving in pedestrian-heavy zones.

    Steps After a Car Accident

    Immediate Actions

    The immediate aftermath of an accident can be disorienting. However, if you are conscious and able, your safety and the safety of others should be a priority. Move to a safe spot away from traffic and call for help. If unable to move the vehicle, turn on your hazard lights.

    Safety Measures and Authorities

    After ensuring you are safe, contact your lawyer and the authorities. Even if injuries appear minor, it’s vital to involve the authorities, as an official police report can be invaluable later on. Share only factual information and avoid admitting fault to anyone at the scene.

    Gathering Evidence – Photos, Witnesses, and Reports

    Collecting evidence is crucial for any potential claims or legal actions you are likely to take. So, use your smartphone to take photos and video clips of the scene, vehicle damage, and any visible injuries. Talk to witnesses, get their contacts and address details, and obtain a copy of the police accident report once it’s available.

    Medical Treatment and Records

    To assess the extent of your loss and the costs incurred due to a vehicle accident, it’s wise to get medical treatment and a detailed record of your injuries. This can help establish a baseline condition from which future health issues related to the accident can be projected. Also, keeping a detailed record of your medical tests, treatment, prescription, and therapy received following an accident can be helpful in securing fair compensation.

    Importance of Timely Medical Attention

    Immediate medical evaluation after a car accident is crucial. Not only does it ensure your well-being, but it also establishes a record of any injuries related to the accident. Such records can be indispensable when pursuing an injury claim. Delayed medical treatment can worsen your injuries, and insurance companies can use it against your case.

    The Role of an Experienced Personal Injury Lawyer

    Case Evaluation

    Accident lawyers can critically analyze the facts and circumstances surrounding your case. They are trained to assess information, discern pertinent details, and evaluate whether you have a valid claim. By understanding the critical aspects of Toronto’s legal system and leveraging their experience, they offer invaluable insights into the potential success of your claim.

    Free Consultation and Case Strength

    During an initial consultation, which is typically offered free of charge, a personal injury lawyer will listen to your side of the story, review the available evidence, and provide an accurate assessment of your case’s strength. They will identify areas that need fortification and gather additional information to enhance its credibility.

    Filing a Car Accident Claim

    The legal process of filing a car accident claim can be complex, filled with legal jargon, time-consuming evidence-gathering tasks, and requirements that might seem insurmountable to the layperson. Your lawyer is equipped to decipher this complexity, ensuring that every step aligns with legal standards. The lawyer can also help file your case within the specified period.

    Documentation and Case Timelines

    Awareness of legal deadlines is important when filing a personal injury claim. In Toronto, car accident claims must be initiated within two years from the date of the incident. Failure to adhere to this timeline can result in the forfeiture of your right to file a claim. An experienced lawyer ensures that all necessary documentation is filed on time, protecting your rights and interests.

    Negotiating with the Insurance Company

    Skilled lawyers understand various negotiation strategies and can fight for the compensation you deserve. They are trained to counter lowball offers and challenge any tactics that insurance companies use to undermine your claim. Should your case escalate to a court trial, having a lawyer is beneficial. They will advocate on your behalf, ensuring that your rights are protected and that you receive fair compensation for your ordeal.

    Understanding Accident Benefits

    In Toronto and across Ontario, accident victims are entitled to financial compensation. This entitlement is largely governed by Ontario’s Statutory Accident Benefits Schedule (SABS). Here are some of the common benefits you may be entitled to if you suffered injuries as a result of a car accident in Toronto.

    Types of Accident Benefits

    • Medical Benefits: Covers expenses for necessary medical and rehabilitation services that aren’t already provided by the government health plan.
    • Income Replacement Benefits: If you (the victim of a car accident) cannot return to work due to the accident, you are entitled to receive a portion of your lost income.
    • Non-Earner Benefits: These accident benefits are intended for those who are not employed at the time of the accident but face a substantial inability to carry out most of their regular activities.
    • Caregiver Benefits: These accident benefits are available to those rendered unable to continue as the primary caregiver of a dependent.

    How to File an Accident Benefits Claim

    To access these benefits, victims must adhere to specific timelines post-accident and notify their insurance service provider of the incident that caused their injuries and their intent to apply for accident benefits. Then, submit their completed accident benefits application package to their insurer within 30 days, and about 120 days from the accident date, inform the responsible party of their intent to file a lawsuit if they deem it necessary.

    Importance of Medical Evidence

    Maintaining a comprehensive record of all medical interventions post-accident is important. This includes assessments and reports that detail diagnostics, medications prescribed, treatments received, and therapies undergone.

    Such documentation not only serves as evidence of the injury’s severity but also strengthens your claim. This makes it challenging for insurers to undermine or undervalue your injuries. This careful record-keeping ensures you are in a prime position to negotiate for the benefits you rightly deserve.

    Tort Claim vs. Accident Benefits Claim

    What is a Tort Claim?

    Sure, accident benefits can help you recover from the financial impact of a car accident. However, there are times when the amount of compensation offered may not cover all the losses you sustained in an accident due to another person’s negligence. In this case, a tort claim against the at-fault driver or entity may be the best option to get fair compensation.

    When and How to File a Tort Claim

    In Ontario, tort claims fall under two categories based on the intent. There are tort claims with an intention – when your tortfeasor harms you on purpose. Considering the element of intent behind this tort claim, it’s often considered severe. There are also circumstances under which the offender may be charged in accordance with the Canadian Criminal Code.

    The second category is unintentional tort claims, which often happen due to sheer negligence. All drivers and other road users are required to follow certain regulations and adhere to specific standards. If these regulations are not followed, accidents occur, and people get hurt. This is considered an unintentional tort claim.

    When filing a tort claim, you will need to follow specific steps. Your claim will officially start when you file a statement of claim – a document that highlights the fact that you are submitting a tort claim against the other party. Between the time your case starts and when it proceeds, lawyers from both sides will need to make interim applications – and submit a request to the court to allow for alternative dispute resolution methods.

    What are Accident Benefits?

    Accident benefits are a set of coverage options provided by auto insurance policies to help individuals involved in a motor vehicle accident, regardless of who was at fault. These benefits are designed to provide immediate financial and medical assistance to the insured, ensuring they receive necessary treatments, rehabilitation, and support following an accident.

    Eligibility and Application

    Anyone involved in a vehicle accident is eligible for the accident benefits, regardless of the nature of the accident or who was at fault. When applying for car accident benefits in Toronto, your claim adjuster will provide an accident benefits application package that will include the following forms:

    • OCF-1 (Application for Accident Benefits)
    • OCF-5 (Permission to Disclose Health Information)
    • OCF-2 (Employer’s Confirmation of Income)
    • OCF-23 (Treatment Confirmation Form)
    • OCF-3 (Disability Certificate)

    Once your application package has been reviewed, your insurer will notify you of the specific accident benefits you are eligible for.

    Choosing the Right Claim Type

    There are different types of personal injury claims, but all have the same goal – to help you get an appropriate amount of compensation for the injuries you suffered. Here are the factors to consider when choosing a claim type.

    Nature of your injury: The severity and type of injury will significantly influence the claim you file. For instance, a medical malpractice claim will differ from a workplace injury claim or slip and fall accident claim. Understand the specifics of your injury and its long-term implications before you start your case. Be sure to consult a lawyer who can help assess your case and classify your claim appropriately.

    Cause of your injury: Identifying the cause of your injuries is paramount to classifying your claim. Was it due to someone’s negligence, a defective product, or a dangerous working environment? The cause can lead you to the right claim type, such as negligence claims, product liability claims, or premises liability claims.

    Filing an accident claim and pursuing the right amount of compensation involves complicated procedures and processes. So, hire an experienced personal injury lawyer to help you assess various factors and your case details to classify your claim appropriately.

    Legal Aspects

    Ontario Law and Car Accidents

    In Ontario, the aftermath of a car accident goes beyond immediate medical treatment and vehicle repairs. The legal system provides avenues for victims to seek compensation in various ways. Victims can pursue compensation for loss of income, care costs associated with their recovery, pain and suffering they endure, and any out-of-pocket expenses they incur because of the accident.

    Statutes and Regulations

    Ontario’s legal structure provides specific timelines and regulations surrounding car accident claims. Guided by the Limitations Act, a victim has a window of two years post-accident to initiate a lawsuit against the responsible party. Additionally, if you wish to access statutory accident benefits through your insurance provider, it’s imperative to file a claim within 30 days following the accident.

    The Family Law Act and Car Accidents

    A motor vehicle accident can ripple through not just the immediate victim but also their family. According to Ontario’s Family Law Act, if someone is injured or tragically killed due to another’s fault or negligence, the victim’s family can make claims under the FLA.

    Eligible family members include the victim’s spouse, children, parents, grandchildren, siblings, grandparents, and more. This definition encompasses both legally wedded spouses and common-law partners, as well as couples with children.

    Proving Fault in a Toronto Car Accident

    Establishing who is at fault in a car accident in Ontario is a multifaceted process. The analysis involves inspecting the accident scene, consulting police reports, interviewing witnesses, and referencing specific codes and regulations governing driving conduct.

    While Ontario operates under a “no-fault” system for insurance claims, determining fault still plays a role in lawsuits and impacts how much each party’s insurance pays. The degree of fault guides compensation distribution, making it an essential aspect of car accident claims.

    Financial Aspects of a Car Accident

    Types of Compensation

    In Ontario, the financial aspects of a car accident are often complex due to the province’s no-fault insurance system. There are three primary levels of no-fault accident benefits, with each level corresponding to the severity of the injury sustained. These include benefits for medical and rehabilitative care that covers non-catastrophic injuries, minor injuries, and catastrophic impairment. The compensation could cover pain and suffering, lost wages, and more.

    Beyond the designated amount for medical, rehabilitation, and attendant care, Ontario’s insurance framework offers additional financial assistance tailored to the victim’s circumstances. For those who can’t return to work due to their injuries, this benefit provides a portion of their lost income – income replacement benefits.

    Similarly, non-earner benefit helps individuals who weren’t employed at the time of the accident but are now unable to carry out most of their daily activities. Further, if an accident renders someone unable to continue as the primary caregiver for a dependent, they may be eligible for caregiver benefits. In addition, victims can also claim other costs, such as travel expenses incurred for medical appointments or treatments and any other pertinent out-of-pocket expenses.


    Car accidents that result in injuries are traumatic and sometimes life-changing. While many people suffer injuries due to vehicle crashes in Ontario every year, most of them don’t seek legal counsel from a skilled lawyer. Consequently, deserving claims are often not filed, and accident victims with no legal representation get under-compensated.

    That’s why it’s crucial to consult an experienced lawyer who can assess your case details, gather evidence, and build a strong claim. The right lawyer will have the knowledge and experience to fight for your rights, protect your interests, and ensure you get fair compensation. Schedule a free consultation today if you need a dedicated car accident lawyer in Toronto.

    Our Scarborough Personal Injury Lawyer Can Help
    Our Scarborough Personal Injury Lawyer Can Help

      You will not pay any fees until your case is won or settled.

      CALL 1-855-225-5725 for a FREE consultation regarding your accident benefits claim.

      Remember, you will not pay any fees until your case is won or settled.

      Our Services

      Client Testimonials VIEW ALL

      • Carla

        I recommend Grillo Law to anyone. The special lawyers support me in everything.

      • Brandy

        He walked me through the entire process. It really felt like I wasn’t alone.

      • Andrea

        Feedbacks from satisfied clients who have experienced our exceptional service and successful outcomes in their cases.

      • John Fernandes

        I would definitely recommend them. They made me aware so many aspects of case that was so helpful.

      What is contributory negligence? How do contributory negligence defenses work? Determine detauls with defense law

      Request a free consultation!

      Call us today for a FREE consultation regarding your accident benefits claim.

      Call: +1 855-225-5725