Car Accident Lawyer Waterloo

Car Accident? Slip & Fall? Personal Injury?

Understanding Statutory Limits when involved in a Car accident in Waterloo

The statute of limitation is the time the law gives you to make a claim. The different provinces in Canada have their own rules regarding statutes of limitation. After a car accident, it is important that you understand the statute of limitation for car accident claims as well as car accident tort claims for damages against negligent drivers. Failing to file your lawsuit in time will result in losing your right to compensation.

You should hire a personal injury lawyer experienced handling claims in Waterloo because an experienced lawyer the will have knowledge and understanding of the full parameters of the law and advance a proven legal strategy that will increase your chances of succeeding with your legal claim. At Grillo Barristers, we have the proven track record, having served the community at large for over 30 years, in which period we have successfully prosecuted over 15,000 claims.

 

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Statute of Limitation for Car Accident Injury Torts

If you are injured in a car accident, the law allows you to seek compensation for damages. The damages not only cover hospitalization costs but also lost wages, past and future losses and claims and pain and suffering. As per the Limitations Act of Ontario, 2002, s.4, the limitation to advance a tort claim against a negligent driver and their insurer is 2 years from the date of loss (date of accident). The Insurance Act however requires that you provide notice to the defendant that you intend to sue within 120 days following the accident.

Failing to place the insurers on notice within a timely manner may adversely impact your claim and reduce your entitlement to interest for your damages.

The law on damages in Ontario places a number of legal barriers to recovery that can be overcome by an experienced injury lawyer. There are trilogy of cases and evolving case law which place certain caps on heads of non-pecuniary damages for pain and suffering as well as reductions for lost income.

Ontario has accident benefit/no-fault system of insurance that requires your own auto insurer to compensate you for certain losses designated under the Insurance Act and Statutory Accident Benefits Schedule. All other losses can be recovered through the at-fault motorist’s insurer, subject to their policy limits.

At Grillo Barristers we are actively engaged with ever evolving injury law and legal framework surrounding insurance disputes and know what it takes to win your case.

Car Accident Policy Limits

The standard policy limit is $1,000,000. Note you can pay extra premium to increase your policy limits from the standard $1,000,000 up to $2,000,000+, add an optional family protection insurance coverage and to increase your coverage under your own policy for payable accident benefits.

Commercial vehicles that are operated by transit companies like the TTC, railway like CN Rail, or commercial vehicle/trucking companies often are required to carry greater limits for commercial liability coverage, with some limits exceeding $5,000,000 and up to $10,000,000. It goes without saying that insurance companies are under no obligation to pay their limits.

It is in your best interest to call your insurance company the moment you are involved in a car accident in Ontario.

Our seasoned car accident lawyers who are experienced handling claims in Waterloo will assist you in the entire claim process, giving you unparalleled convenience, and giving you the legal representation you deserve to win your case.

If you would like to confirm the merits of your case, review your rights under the Insurance Act and Statute of Limitations and discuss your legal options with respect to your injury claim, contact us today at (416) 614-6000 for a free consultative session. We do not charge a fee unless your case is won or settled.

Ontario Brain Injury Association
Ontario Trial Lawyers Associatin
The Canadian BAR Association
Toronto Lawyers Association
The Advocates Society
The Law Society of Upper Canada

Call Grillo Barristers for a FREE consultation.

Remember, you will not pay any fee until your case is won or settled.

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courtland holder
courtland holder
14:27 12 Feb 18
My wife & I had the pleasure of working with Alexander Lee and Ikbir Khongura. They were excellent in research and information, They both were on time and ready.. very professional and determined to get the best results for us. They worked very hard and made sure we as clients were comfortable, happy and well taken care of! Most importantly they are fighters, they made sure our best interest were put first and our needs were met. A lot of lawyers don't really care, but they made sure justice was served! They did an amazing job in taking care of us and will be recommending their services!
Luci S.
Luci S.
21:46 08 Dec 17
From the moment Grillo Barristers took on my case, until I was able to come to my desired settlement, they have been nothing but amazing, caring and professional. I had an amazing team working on my case, and couldn't believe how well and timely my file was handled. My lawyer Anthony Andreopoulos, with the tremendous help of Justine and Zachary, constantly kept me updated with every action that was taken on the file and made me feel at ease knowing my case was in good hands. I couldn't have asked for a better firm to handle my file, so thank you guys so much for everything, I appreciate it more than you know!
Jan MacMillan
Jan MacMillan
23:28 05 Feb 18
I worked with Rachelle Mitri and her team and I found the company in general and Rachelle in particular to be extremely professional, while being nice people to work with. Ms. Mitri kept me informed of my case. And guided me through an unfamiliar system with great diligence. I always felt valued and respected. Great Lawyers !
Theresa Dea
Theresa Dea
23:10 19 Dec 17
It's unbelievable how long it takes for the insurance companies to settle. They live by the fact that they can outlast you! Don't give up! Hang in there! Stefanie and her team worked hard and did an excellent job. I received the best settlement available!!!
Patrick k
Patrick k
19:13 07 Dec 17
Where do I begin?? I am not usually one to leave reviews on services but this one is definitely an exception. From start to finish, I felt incredibly comfortable having my claim in Grillo's hands. I felt as though the team was in complete control and I could just sit back and receive updates when necessary. With the utmost confident I can say that Grillo Barristers is the best personal injury law firm in Toronto. The process was quick, cheap and stress free. I must especially thank Lauren Sivitilli. Having very limited knowledge of lawsuits, Lauren was able to perfectly break the processes down for me and educate me on my claim. She was quick to answer emails addressing any concerns and always kept me up to date. I will definitely be recommending Grillo Barristers services to my family, friends and coworkers. Amazing!
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